How to use the calculator

Key in the amount of the home loan that you require. Key in the home loan interest rate you qualify for. Key in the number of months that you would like to repay your bond (this may vary between 20, 25 and 30 years e.g. 30 years = 360 months). Click on the "Calculate" button.

What will this calculate

Calculates the monthly instalment that you will pay in order to purchase a home, as well as the total interest amount and total amount paid after the repayment term has expired.


While every effort has been made to ensure accuracy, no responsibility can be accepted for errors or omissions however caused.

No responsibility for any loss occasioned to any person acting or refraining from action as a result of material in this programme is accepted by Elmien Estates.

Monthly Instalments

Home Loan Amount (Rand)

Interest Rate (%per annum)

Repayment Term (# months)

Monthly Instalment (Rand)

Total Interest Paid (Rand)

Total Amount Paid (Rand)